Ever since I’ve started to read Personal Finance blogs I’ve realized there seems to be a common theme: retirement. And there’s definitely nothing wrong with that. Many people’s goal is to work, save and live in such a way to be able to retire earlier than most with more money than most. Now, what they are actually going to DO during retirement, I am not sure. It varies from person to person, I guess.
But regardless if that is the dream most people are chasing and working to achieve it does not mean that is the dream you have to work to achieve. Or at least the only one you work toward.
Maybe your goal is to save enough money to start your own business one day. Or to have enough to live on while you start blogging full-time.
I guess it all comes down to how you define, “retirement.” Sure, one day, I’d like to escape the 8-5 and “retire” but that doesn’t mean I want to sit around and do nothing. It means I want to be able to do whatever I want 24/7…whether that’s working, playing, relaxing or traveling. But with that definition of retirement we don’t have to wait till we’re older when we are able to cash in our 401(k)s or IRAs. It’s something we can work to achieve much earlier than that if we would like (while still funding those ‘retirement’ accounts for later on.)
Of course it’s hard enough to save enough to live on after the traditional “retirement” around the age of 60, so if you’re wanting to do some major things before then it will require even more focus and planning. But of course, as always, it’s totally possible.
If you’ve been stuck in the mindset that all you’re working toward is retirement but feel a little uneasy about it you should take time today or this week to sit down and write out the things you’d like to achieve before then. And then how you’re going to get there. 🙂